Let our risk management experts evaluate your company’s needs with a free discovery call.

Who is NXTsoft?

The NXTsoft team has built a 25-year track record with 5 successful technology start-up exits, resulting in hundreds of millions of dollars in created shareholder value.

NXTsoft builds and grows companies using management’s core strengths in sales and marketing, software development, business scaling, and capital access. Our current focus is concentrated in Risk Management, which includes Cybersecurity, Compliance and Risk Analytics.

Meet Our Shareholders

David Brasfield

David Brasfield

Mr. Brasfield, founder and CEO of NXTsoft and ThreatAdvice, has demonstrated a track record of success in creating and developing several technology companies from inception to successful exit over the last 30 years. In these ventures, Mr. Brasfield has successfully developed and implemented strategies for sales, marketing and software product development.

He is the founder and former CEO of Tri-Novus Capital, LLC, SBS Corporation, SBS Data Services, Inc., Brasfield Technology, LLC and Brasfield Data Services, LLC, all of which were providers of automation technology solutions for community financial institutions. He has been a director of a community bank and is currently a member of other boards in the Birmingham area. Mr. Brasfield holds a bachelor's degree in computer science from the University of Alabama-Birmingham.

steve hines

Steve Hines

Mr. Hines is the President of NXTsoft and co-founder of ThreatAdvice. Mr. Hines has founded a number of startups as well as the angel investment firm Emergent Holdings. Prior to his involvement in ThreatAdvice, Mr. Hines had 21 years’ experience in the mortgage and banking industries including the founding of a mortgage brokerage firm which he built into a large provider and sold to a financial institution where he subsequently became a senior vice president.

Earlier in his career Mr. Hines was a CPA with several years of experience in public accounting. Mr. Hines graduated with a degree in Accounting from Harding University.

Ray Martin

Ray Martin

Mr. Martin is the Managing Director and Chief Development Officer for Nxtsoft. Mr. Martin has more than 30 years of experience in investment banking, strategic planning, finance and management with several firms, including Allen & Company, Inc, GE Capital, Bank of America, ING Barings and his own broker dealer Semaphore Capital. Mr. Martin earned his BA of Economics from the University of Delaware and his MBA in Finance from George Washington University. Ray also studied graduate level Technology and Ethics at Yale University.

randy goggans

Randy Goggans

Mr. Goggans is the President and co-founder of BankerAdvice, as well as head of sales for ThreatAdvice. Prior to these responsibilities, Mr. Goggans served as the U.S. Sales Director for Temenos Group. Additionally, Mr. Goggans was vice president of sales for TriNovus Capital, LLC, a company that was owned by Mr. Brasfield. Mr. Goggans, who holds a Bachelor’s Degree in Business/Entrepreneurship from Auburn University, started his early career in real estate.

more risk management products

cybersecurity education icon

Cybersecurity Education

Train your employees. Protect your business.

cybersecurity awareness icon

Cybersecurity Awareness

Phishing simulations, network scans, and more.

intellisense icon

Threat Intelligence

Identify, track and predict relevant cyber threats.

auditbridge icon


Streamline your audit and risk management.

risk analytics icon

Risk Analytics

LM for bankers who want to forget about ALM.

deposit study icon

Deposit Study

The most powerful inputs to your IRR model.

cecl icon


Get ready with our automated outsourced system.

fihub icon

FiHub Premium

A new twist on compliance and board training.

view all products